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Frequently Ask Questions

What is the importance of comprehensive insurance?

It can give you peace of mind. Knowing that your car is protected against damage from unforeseen events can help you feel more confident when you're driving.

Can I pay for car insurance in installments?

Yes, we accept up to 90 days or 3 months installments for cash and check.  Up to 5 months for credit card via Xendit online checkout (terms and conditions may apply).

Is comprehensive required for new vehicles?

No, but if your vehicle is finance by a bank they will required you to apply for comprehensive insurance until fully paid.

How much is the deductible?

Deductible is depending on your vehicle type

Sedan/Hatchback - Fixed Php2,000 each and every loss

SUV/AUV/Crossover/MPV - Fixed Php3,000 each and every loss

Non-Trucks - 0.5% of FMV minimum of Php2,000

How much is acts of nature or acts of God?

Acts of nature, also known as acts of God, are natural events that are beyond human control. They can cause damage to property and personal belongings.

In insurance, acts of nature are typically covered by comprehensive insurance policies. This type of insurance covers damage to your car and other property caused by events

How to apply for car insurance?

Just fill out our quotation form by going to our car insurance page and one of our account officer will immediately contact to assist you.

What are the requirements?

For us to process your issuance request please reply us the following details on the quotation you have received on the email you provided.

  • Official Receipt and Certificate of registration (ORCR)

  • Valid Government ID

  • Pictures of the unit (all four sides)

Is the driver and and passengers cover?

in the event of accident, driver and passengers are cover on auto personal accident perils both bodily injury and death.

What happens if I get in a car accident?

If you get in a car accident, you should call the police and file a report. You should also contact us to file a claim or you may submit at File a claim page. For immediate assistance, you may call us at (075) 656 2815.

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