1. Introduction
Expressed Insurance Services is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our services.

​

2. Information We Collect
We may collect the following types of personal information:

• Personal Identifiable Information (PII): Name, address, phone number, email, date of birth, Social Security number, and other identifying details.

• Financial Information: Payment details, bank account numbers, credit card information, and other financial data.

• Insurance Information: Policy details, claims history, and related information.

• Technical Information: IP address, browser type, device information, and usage data when accessing our website.

 

3. How We Use Your Information
We may use your information for the following purposes:

• To provide and manage our insurance products and services.

• To process applications, quotes, and claims.

• To communicate with you regarding your policy, updates, and promotions.

• To comply with legal and regulatory requirements.

• To improve our website, services, and customer experience.

 

4. Sharing of Information
We do not sell your personal information. However, we may share your information with:

• Insurance providers, underwriters, and claims administrators.

• Third-party service providers assisting in business operations (e.g., payment processors, IT services).

• Government agencies or law enforcement when required by law.

• Legal or regulatory bodies for compliance purposes.

 

5. Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no system is completely secure, and we cannot guarantee absolute security.

 

6. Cookies and Tracking Technologies
We may use cookies and similar tracking technologies to enhance user experience, analyze website usage, and deliver targeted advertisements. You can modify your browser settings to manage cookies.

 

7. Your Rights and Choices
Depending on your location, you may have the following rights regarding your personal data:

• The right to access, update, or delete your information.

• The right to opt out of marketing communications.

• The right to request data portability.

• The right to restrict or object to data processing.

To exercise these rights, please email us at expressassuredph@gmail.com.

 

8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.

 

9. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.

 

10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date.

 

11. Contact Us
If you have any questions or concerns about this Privacy Policy, please email us at expressassuredph@gmail.com